Associate Underwriter

CyberCoders

Date: 2 weeks ago
City: West Des Moines, IA
Salary: $45,000 - $55,000 per year
Contract type: Full time

Associate Underwriter

Position Overview

The Associate Underwriter supports the underwriting team by evaluating, pricing, and managing property and casualty insurance risks. This role focuses on applying underwriting guidelines to assess exposures, prepare quotes, and maintain profitable account portfolios while ensuring compliance with company policies and regulatory requirements. The Associate Underwriter will collaborate with senior underwriters, brokers, and claims to help grow the book of business and improve risk selection processes.

Key Responsibilities

  • Evaluate new and renewal accounts by reviewing applications, loss history, and supporting documentation to determine risk exposure and appropriate terms.
  • Prepare risk assessments, pricing recommendations, and policy endorsements in accordance with underwriting guidelines and targets.
  • Support senior underwriters by producing quotes, cover notes, and policy documents; escalate complex or borderline risks for review.
  • Analyze portfolio performance and loss trends to identify opportunities for rate adjustments, coverage changes, or targeted marketing.
  • Communicate with brokers, agents, and internal teams to negotiate terms, clarify exposures, and resolve underwriting inquiries in a timely manner.
  • Ensure accurate documentation and data entry in underwriting systems, maintaining compliance with company procedures and regulatory requirements.
  • Participate in risk control activities, including site inspections or coordinating with loss control specialists when required.
  • Contribute to continuous improvement initiatives by recommending process enhancements, automation opportunities, and underwriting tools.
  • Assist with training and mentoring of less experienced team members when appropriate.

Qualifications

  • Bachelors degree in Risk Management, Finance, Business, Insurance, or related field preferred.
  • 1+ years of underwriting or property & casualty insurance experience, or equivalent exposure in a related insurance role.
  • Working knowledge of property and casualty products, coverages, exclusions, and common policy language.
  • Strong analytical skills with the ability to interpret loss runs, financial data, and exposure metrics to make informed underwriting decisions.
  • Proficiency with Microsoft Excel and experience with underwriting or policy administration systems.
  • Excellent written and verbal communication skills; comfortable negotiating with brokers and presenting underwriting rationale.
  • Detail-oriented with strong organizational skills and the ability to manage multiple priorities and deadlines.
  • Familiarity with insurance regulations and compliance requirements; state insurance license or willingness to obtain licensing preferred.
  • Professional designations such as CPCU, AU, AINS, or others are a plus but not required.

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Marla Prosser - Executive Recruiter

For this position, you must be currently authorized to work in the United States without the need for sponsorship for a non-immigrant visa. This is a new role.

This job was first posted by CyberCoders on 05/11/2026 and applications will be accepted on an ongoing basis until the position is filled or closed.

Everforth CyberCoders is proud to be an Equal Opportunity Employer

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity or expression, national origin, ancestry, citizenship, genetic information, registered domestic partner status, marital status, status as a crime victim, disability, protected veteran status, or any other characteristic protected by law. Our hiring process includes AI screening for keywords and minimum qualifications. Recruiters review all results. Everforth CyberCoders will consider qualified applicants with criminal histories in a manner consistent with the requirements of applicable state and local law, including but not limited to the Los Angeles County Fair Chance Ordinance, the San Francisco Fair Chance Ordinance, and the California Fair Chance Act. Everforth CyberCoders is committed to working with and providing reasonable accommodation to individuals with physical and mental disabilities. Individuals needing special assistance or an accommodation while seeking employment can contact a member of our Human Resources team at [email protected] to make arrangements.

Copyright 2026 Everforth, Inc. All rights reserved.

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