Loan Officer

Commercial Lender

A community-focused financial institution with a strong commitment to relationship banking is seeking a Commercial Lender to support continued growth within its commercial banking division. This organization has built a reputation for responsive decision-making, disciplined credit practices, and long-standing partnerships with businesses and agricultural producers across its markets.

This opportunity offers portfolio ownership, direct client engagement, and the ability to drive meaningful loan growth within a stable, collaborative banking environment.

The Commercial Lender will be responsible for developing new business relationships, structuring tailored credit solutions, and managing an existing portfolio while maintaining strong asset quality.

Key Responsibilities:

• Develop and manage a portfolio of commercial and agricultural lending relationships
• Originate and structure C&I, agricultural, and commercial real estate loan opportunities
• Structure and negotiate credit facilities, including operating lines, term loans, equipment financing, and real estate financing
• Analyze financial statements, tax returns, and cash flow projections to assess credit risk
• Prepare and present loan packages and recommendations to the loan committee
• Monitor portfolio performance to ensure strong asset quality and regulatory compliance
• Cross-sell deposit and treasury management services to deepen client relationships
• Participate in community engagement and business development initiatives
• Maintain consistent communication with clients regarding financing needs and opportunities

Required Qualifications:

• 1–4+ years of experience in credit analysis, underwriting, agricultural banking, or commercial lending within a banking environment
• Ability or desire to develop new business relationships and grow a loan portfolio
• Strong financial analysis and credit underwriting skills
• Experience with commercial, agricultural, or real estate lending structures preferred
• Solid understanding of regulatory compliance and lending policies
• Excellent communication, negotiation, and relationship-building abilities
• Established local business and/or agricultural network preferred
• Bachelor’s degree in Finance, Business, Agriculture, or a related field preferred

This is an excellent opportunity for a relationship-driven banking professional seeking portfolio ownership, market impact, and long-term growth within a respected community banking institution. Agricultural lending experience is welcomed but not required.

For immediate consideration, please contact Ciara Benson at ***email_hidden***.

About The Agency Recruiting

The Agency Recruiting is a specialized search firm connecting high-performing talent with growth-focused organizations across a wide range of industries nationwide. Through strategic and confidential partnerships, we help companies secure the leadership and professional talent needed to drive long-term success. All career opportunities listed on The Agency Recruiting’s official website and LinkedIn page are verified and credible. Any postings appearing on third-party job boards are not validated by The Agency Recruiting.

Equal Employment Opportunity Statement

The Agency Recruiting is an Equal Employment Opportunity (EEO) employer and considers all qualified applicants without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other protected characteristic protected under applicable federal, state, or local law.